Best Credit Card for Streaming Services 2024: : Top Picks and Benefits

August 2024 · 47 minute read
2024-07-23T20:36:52Z JUMP TO Section Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.
  • Best for earning Chase points
  • Chase Sapphire Preferred® Card
  • Blue Cash Preferred® Card from American Express
  • Capital One® Savor® Cash Rewards Credit Card
  • Capital One SavorOne Cash Rewards Credit Card
  • U.S. Bank Cash+™ Visa Signature® Card
  • Capital One SavorOne Student Cash Rewards Credit Card
  • Citi Custom Cash℠ Card
  • The Platinum Card® from American Express
  • U.S. Bank Altitude® Connect Visa Signature® Card
  • Amazon Prime Rewards Visa Signature Card
  • FAQs
  • Why You Should Trust Us
  • Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate credit cards to write unbiased product reviews.

    The information for the following product(s) has been collected independently by Business Insider: Capital One Savor Cash Rewards Credit Card†, U.S. Bank Cash+® Visa Signature® Card, Citi Custom Cash℠ Card, U.S. Bank Altitude® Connect Visa Signature® Card. The details for these products have not been reviewed or provided by the issuer.

    Overview of Streaming Service Credit Cards

    The pandemic drastically changed our day-to-day lives, and even though the world has opened up again, most of us are still spending more time at home than before. For most people, that means a change to their credit card spending and travel rewards strategy.

    What Makes a Credit Card Ideal for Streaming Services? Key Features to Look For

    Some credit cards offer monthly statement credits or earn bonus rewards on certain streaming service subscriptions.

    If you're watching Netflix, Hulu, or another streaming service while you're hanging out at home, consider paying for your membership with a credit card that earns bonus rewards on streaming services. Some earn bonus travel points or cash back, and some also offer elevated rewards in other popular categories of expenses. In fact, you could earn up to 6% back on your monthly streaming subscription when you use the right credit card.

    Here are some of the best credit cards that earn bonus rewards on streaming services.

    Compare the Best Credit Cards for Streaming Services

    Best for earning Chase Ultimate Rewards points Chase Sapphire Preferred® Card Apply now lock icon An icon in the shape of lock. On Chase's website Chase Chase Sapphire Preferred® Card Insider’s Rating Info icon Business Insider's Ratings are decided by our editorial team. The rating system considers various factors and evaluates cards against others of the same type so you can pick a card that is a good fit for your goals. A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.4/5 Icon of check mark inside a promo stamp It indicates a confirmed selection. Perks

    Earn 5x on travel purchased through Chase Travel℠. Earn 3x on dining, select streaming services and online groceries. Earn 2x on all other travel purchases. Earn 1x on all other purchases.

    Annual Fee

    $95

    Intro APR

    N/A

    Regular APR

    21.49% - 28.49% Variable

    Intro Offer Info icon 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening

    Earn 60,000 bonus points

    Recommended Credit Info icon Recommended credit score. Note that credit card lenders may use many different variations of credit score models when considering your application.

    Good to Excellent

    ProsConsInsider’s Take

    If you're new to travel rewards credit cards or just don't want to pay hundreds in annual fees, the Chase Sapphire Preferred® Card is a smart choice. It earns bonus points on a wide variety of travel and dining purchases and offers strong travel and purchase coverage, including primary car rental insurance.

    Sapphire Preferred Card review External link Arrow An arrow icon, indicating this redirects the user." Product DetailsShow Pros, Cons, and More chevron down icon An icon in the shape of an angle pointing down. Best for maximum cash back Blue Cash Preferred® Card from American Express Apply now lock icon An icon in the shape of lock. On American Express's website Rates & Fees American Express Blue Cash Preferred® Card from American Express Insider’s Rating Info icon Insider's Ratings are decided by our editorial team. The rating system considers various factors and evaluates cards against others of the same type so you can pick a card that is a good fit for your goals. A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 3.5/5 Icon of check mark inside a promo stamp It indicates a confirmed selection. Perks

    Earn 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). Earn 6% Cash Back on select U.S. streaming subscriptions. Earn 3% Cash Back at U.S. gas stations. Earn 3% Cash Back on transit (including taxis, rideshare, parking, tolls, trains, buses and more). Earn 1% Cash Back on other purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.

    Annual Fee

    $0 intro for the first year, then $95

    Intro APR

    0% intro APR for 12 months on purchases and balance transfers from the date of account opening

    Regular APR

    19.24% - 29.99% Variable

    Intro Offer Info icon $250 statement credit after you spend $3,000 in eligible purchases on your new card within the first six months from account opening

    Earn a $250 statement credit

    Recommended Credit

    Good to Excellent

    ProsConsInsider’s Take

    The Amex Blue Cash Preferred is one of the best cash-back cards, particularly for consumers who spend a lot of money at U.S. supermarkets, use streaming services, or have lots of commuting and gas expenses. The annual fee is worth it if your typical spending lines up with the card's bonus categories.

    Amex Blue Cash Preferred Card review External link Arrow An arrow icon, indicating this redirects the user." Product DetailsShow Pros, Cons, and More chevron down icon An icon in the shape of an angle pointing down. Best for cash back on streaming, dining, and entertainment Capital One Savor Cash Rewards Credit Card† Capital One Capital One Savor Cash Rewards Credit Card† Insider’s Rating A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.1/5 Icon of check mark inside a promo stamp It indicates a confirmed selection. Perks Info icon Earn unlimited 4% cash back on dining, entertainment, and popular streaming services. Earn 3% at grocery stores. Earn 1% on all other purchases.

    Earn unlimited 4% cash back on dining, entertainment, and popular streaming services. Earn 3% at grocery stores. Earn 1% on all other purchases.

    Annual Fee

    $95

    Intro APR

    N/A

    Regular APR

    20.24% - 28.24% Variable

    Intro Offer Info icon $300 cash bonus once you spend $3,000 on purchases within the first three months from account opening

    Earn a $300 cash bonus

    Recommended Credit

    Excellent

    ProsConsInsider’s Take

    The Capital One Savor Cash Rewards Credit Card is worth considering because of its high earning on dining, entertainment, streaming, and grocery stores — and because it earns cash back, you can redeem your rewards for whatever you'd like.

    Capital One Savor Cash Rewards Credit Card† review External link Arrow An arrow icon, indicating this redirects the user." Show Pros, Cons, and More chevron down icon An icon in the shape of an angle pointing down. Best for cash back with no annual fee Capital One SavorOne Cash Rewards Credit Card Apply now lock icon An icon in the shape of lock. On Capital One's website Rates & Fees Capital One Capital One SavorOne Cash Rewards Credit Card Insider’s Rating Info icon Insider's Ratings are decided by our editorial team. The rating system considers various factors and evaluates cards against others of the same type so you can pick a card that is a good fit for your goals. A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.15/5 Icon of check mark inside a promo stamp It indicates a confirmed selection. Perks

    Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024. Earn 8% cash back on Capital One Entertainment purchases. Earn 5% cash back on hotels and rental cars booked through Capital One Travel (terms apply). Earn 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®). Earn 1% cash back on all other purchases.

    Annual Fee

    $0

    Intro APR

    0% intro APR on purchases and balance transfers for 15 months (3% fee for the first 15 months, then 4% at a promotional APR that Capital One may offer you at any other time)

    Regular APR

    19.99% - 29.99% Variable

    Intro Offer Info icon $200 cash back after you spend $500 on purchases within three months from account opening

    Earn $200 cash back

    Recommended Credit

    Good to Excellent

    ProsConsInsider’s Take

    The Capital One SavorOne Cash Rewards Credit Card offers a good welcome bonus and excellent return rates that can earn you cash back on common expenses like dining, groceries (excluding superstores like Walmart and Target), streaming, and entertainment — plus there's no annual fee to worry about.

    SavorOne Cash Rewards Card review External link Arrow An arrow icon, indicating this redirects the user." Product DetailsShow Pros, Cons, and More chevron down icon An icon in the shape of an angle pointing down. Best for earning bonus rewards on several spending categories U.S. Bank Cash+® Visa Signature® Card U.S. Bank U.S. Bank Cash+® Visa Signature® Card Insider’s Rating Info icon Insider's Ratings are decided by our editorial team. The rating system considers various factors and evaluates cards against others of the same type so you can pick a card that is a good fit for your goals. A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4/5 Icon of check mark inside a promo stamp It indicates a confirmed selection. Perks

    Earn 5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose. Earn 5% cash back on prepaid air, hotel and car reservations booked directly in the Rewards Center. Earn 2% cash back on one everyday category, like Gas Stations/EV Charging Stations, Grocery Stores or Restaurants. Earn 1% cash back on all other eligible purchases.

    Annual Fee

    $0

    Intro APR

    0% intro APR on purchases and balance transfers for the first 15 billing cycles

    Regular APR

    19.74% - 29.74% Variable

    Intro Offer Info icon $200 bonus after spending $1,000 in eligible purchases within the first 120 days of account opening

    $200 bonus

    Recommended Credit

    Good to Excellent

    ProsConsInsider’s Take

    The no-annual-fee U.S. Bank Cash+® Visa Signature® Card comes with a good welcome bonus and 5% back on up to $2,000 in combined spending in two eligible categories cardholders can choose each quarter. If these categories fit your spending habits, you can earn a significant amount of cash back with the card.

    U.S. Bank Cash+ Visa Signature Card review External link Arrow An arrow icon, indicating this redirects the user." Show Pros, Cons, and More chevron down icon An icon in the shape of an angle pointing down. Best for students Capital One SavorOne Student Cash Rewards Credit Card Apply now lock icon An icon in the shape of lock. On Capital One's website Rates & Fees Capital One Capital One SavorOne Student Cash Rewards Credit Card Insider’s Rating Info icon Insider's Ratings are decided by our editorial team. The rating system considers various factors and evaluates cards against others of the same type so you can pick a card that is a good fit for your goals. A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.05/5 Icon of check mark inside a promo stamp It indicates a confirmed selection. Perks

    Earn 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®). Earn 5% cash back on hotels and rental cars booked through Capital One Travel (terms apply). Earn 8% cash back on Capital One Entertainment purchases. Earn 1% cash back on all other purchases.

    Annual Fee

    $0

    Intro APR

    N/A

    Regular APR

    19.99% - 29.99% Variable

    Intro Offer Info icon $50 cash bonus once you spend $100 on purchases within three months of account opening

    Earn a $50 cash bonus

    Recommended Credit

    Average, Fair, Limited

    ProsConsInsider’s Take

    The Capital One SavorOne Student Cash Rewards Credit Card is a great pick for students who spend a lot on food and going out, because it earns 3% cash back on dining, groceries (excluding superstores like Walmart and Target), streaming, and entertainment.

    SavorOne Student Cash Rewards Card review External link Arrow An arrow icon, indicating this redirects the user." Product DetailsShow Pros, Cons, and More chevron down icon An icon in the shape of an angle pointing down. Best for automatically maximizing cash back Citi Custom Cash℠ Card Citi Citi Custom Cash℠ Card Insider’s Rating Info icon Insider's Ratings are decided by our editorial team. The rating system considers various factors and evaluates cards against others of the same type so you can pick a card that is a good fit for your goals. A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4/5 Icon of check mark inside a promo stamp It indicates a confirmed selection. Perks

    Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Earn unlimited 1% cash back on all other purchases.

    Annual Fee

    $0

    Intro APR

    0% intro APR on balance transfers and purchases for 15 months

    Regular APR

    19.24% - 29.24% Variable

    Intro Offer Info icon $200 cash back, fulfilled as 20,000 ThankYou® Points, after you spend $1,500 on purchases in the first six months of account opening

    Earn $200 cash back (fulfilled as 20,000 ThankYou® Points)

    Recommended Credit

    Excellent, Good, Fair

    ProsConsInsider’s Take

    The Citi Custom Cash℠ Card offers a solid welcome bonus and 5% cash back on up to $500 in purchases in your top spending category every billing cycle. There's no annual fee and you won't need to keep track of rotating bonus categories, but keep in mind it only earns 1% back outside of your highest spend category each month.

    Citi Custom Cash Card review External link Arrow An arrow icon, indicating this redirects the user." Show Pros, Cons, and More chevron down icon An icon in the shape of an angle pointing down. Best for monthly streaming credits The Platinum Card® from American Express Apply now lock icon An icon in the shape of lock. On American Express's website Rates & Fees American Express The Platinum Card® from American Express Insider’s Rating Info icon Insider's Ratings are decided by our editorial team. The rating system considers various factors and evaluates cards against others of the same type so you can pick a card that is a good fit for your goals. A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.4/5 Icon of check mark inside a promo stamp It indicates a confirmed selection. Perks

    Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel (on up to $500,000 per calendar year) and on prepaid hotels booked with American Express Travel. Earn 1X Points on other purchases.

    Annual Fee Info icon See Rates and Fees

    $695

    Intro APR

    N/A

    Regular APR

    See Pay Over Time APR

    Intro Offer Info icon 80,000 Membership Rewards® points after you spend $8,000 on eligible purchases on your new card in your first six months of card membership

    Earn 80,000 Membership Rewards® points

    Recommended Credit

    Good to Excellent

    ProsConsInsider’s Take

    If you want as many premium travel perks as possible, The Platinum Card® from American Express could be the right card for you. The annual fee is high, but you get a long list of benefits such as airport lounge access, travel statement credits, complimentary hotel elite status, and more.

    Amex Platinum Card review External link Arrow An arrow icon, indicating this redirects the user." Product DetailsShow Pros, Cons, and More chevron down icon An icon in the shape of an angle pointing down. Best for earning streaming credits each year U.S. Bank Altitude® Connect Visa Signature® Card U.S. Bank U.S. Bank Altitude® Connect Visa Signature® Card Insider’s Rating Info icon Insider's Ratings are decided by our editorial team. The rating system considers various factors and evaluates cards against others of the same type so you can pick a card that is a good fit for your goals. A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 3.9/5 Icon of check mark inside a promo stamp It indicates a confirmed selection. Perks

    Earn 5X points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center. Earn 4X points on travel, gas stations, and EV charging stations. Earn 2X points on streaming services, plus, a $30 credit for annual streaming purchases like Netflix, Hulu, Spotify®, Apple Music, Disney+, HBO Max and more. Earn 2X points at grocery stores, grocery delivery, and dining. Earn 1X point on all other eligible purchases.

    Annual Fee

    $0 intro for the first year, then $95

    Regular APR

    21.24% - 29.24% Variable

    Intro Offer Info icon 50,000 points after spending $2,000 in eligible purchases within the first 120 days from account opening

    50,000 points

    Recommended Credit

    Excellent/Good

    ProsConsInsider’s Take

    The U.S. Bank Altitude® Connect Visa Signature® Card is a good choice if you're looking for a card that earns a substantial welcome bonus along with strong bonus categories for a moderate annual fee. It also offers excellent perks like Priority Pass airport lounge access, SmartDelay protection, cell phone protection, a Global Entry/TSA PreCheck application fee credit, and an annual streaming credit.

    U.S. Bank Altitude Connect Visa Signature review External link Arrow An arrow icon, indicating this redirects the user." Show Pros, Cons, and More chevron down icon An icon in the shape of an angle pointing down. Best for Amazon Prime Video Prime Visa Apply now lock icon An icon in the shape of lock. On Amazon’s website Chase Prime Visa Insider’s Rating A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.05/5 Icon of check mark inside a promo stamp It indicates a confirmed selection. Perks

    Earn 10% back or more on a rotating selection of items and categories on Amazon.com with an eligible Prime membership. Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market and on Chase Travel℠ purchases with an eligible Prime membership. Earn unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare). Earn unlimited 1% back on all other purchases.

    Annual Fee

    $0

    Intro APR

    N/A

    Regular APR

    20.49% - 29.24% Variable

    Intro Offer Info icon Get a $100 Amazon Gift Card instantly upon approval exclusively for Prime members

    Earn a $100 Amazon gift card

    Recommended Credit

    Good to Excellent

    ProsConsInsider’s Take

    The Amazon Prime Visa is a good choice if you're already an Amazon Prime member — and do quite a bit of online shopping. It comes with decent benefits for a no-annual-fee credit card, and its earning rates are exceptional.

    Prime Visa review External link Arrow An arrow icon, indicating this redirects the user." Product DetailsShow Pros, Cons, and More chevron down icon An icon in the shape of an angle pointing down. Best for Apple TV+ Apple Card Read Review Apple Apple Card Insider’s Rating A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 3.65/5 Icon of check mark inside a promo stamp It indicates a confirmed selection. Perks

    Earns 1-3% cash back

    Annual Fee

    $0

    Regular APR

    15.99% - 26.99% Variable

    Recommended Credit

    No Credit History

    ProsConsInsider’s Take

    The Apple Card, issued by Goldman Sachs, is an interesting option for Apple loyalists, earning up to 3% cash back and offering unique features you won't find on other cards. But its lack of welcome bonus and reliance on using Apple Pay to earn the most rewards may be a turnoff for some.

    Apple Card review External link Arrow An arrow icon, indicating this redirects the user." Product DetailsShow Pros, Cons, and More chevron down icon An icon in the shape of an angle pointing down. Card that offers bonus rewards on internet Ink Business Cash® Credit Card Apply now lock icon An icon in the shape of lock. On Chase's website Chase Ink Business Cash® Credit Card Insider’s Rating Info icon Insider's Ratings are decided by our editorial team. The rating system considers various factors and evaluates cards against others of the same type so you can pick a card that is a good fit for your goals. A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.55/5 Icon of check mark inside a promo stamp It indicates a confirmed selection. Perks

    Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases.

    Annual Fee

    $0

    Intro APR

    0% intro APR on purchases for the first 12 months

    Regular APR

    18.49% - 24.49% Variable

    Intro Offer Info icon $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening

    Earn up to $750 bonus cash back

    Recommended Credit

    Good to Excellent

    ProsConsInsider’s Take

    Between offering a big welcome bonus, extra rewards in useful categories, and ongoing benefits like primary car rental insurance and purchase protection, the Ink Business Cash® Credit Card is an excellent no-annual-fee cash-back business credit card for small-business owners.

    Ink Business Cash review External link Arrow An arrow icon, indicating this redirects the user." Product DetailsShow Pros, Cons, and More chevron down icon An icon in the shape of an angle pointing down.

    Best Credit Cards for Streaming Services

    Streaming Service Credit Card Reviews

    The best credit cards for streaming services are hard to compare side-by-side because many offer slightly different relationships or partnerships with companies. We've reviewed many of the best cards here, but it doesn't hurt to evaluate them yourself based on your personal viewing habits and spending needs. We recommend comparing reward rates and categories to maximize your earning potential. 

    Best for Earning Chase Ultimate Rewards Points: Chase Sapphire Preferred® Card

    Streaming service earning: The Chase Sapphire Preferred® Card earns unlimited 3 points per dollar on select streaming services.

    Welcome bonus offer: 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening 

    Annual fee: $95

    Other benefits: The Chase Sapphire Preferred® Card is one of the best travel rewards credit cards available today, largely due to its generous welcome bonus offer, broad bonus categories, and valuable redemption options. Cardholders can redeem points at 1.25 cents each through the Chase Ultimate Rewards travel portal or potentially for higher value through Chase travel transfer partners.

    The card also offers a 10% anniversary points bonus and up to $50 hotel statement credit each year on stays booked through Chase. If you maximize this hotel credit, you can offset more than half of the card's annual fee.

    Read our Chase Sapphire Preferred card review to learn more. 

    Best for Maximum Cash Back: Blue Cash Preferred® Card from American Express

    Streaming service earning: It's hard to beat a rate of return of 6% cash back on any type of purchase, let alone streaming services. But that's just what this card offers on U.S. streaming subscriptions from select providers including Amazon Music, Apple TV+, Audible, Disney+, HBO Now, Hulu, iHeartRadio, Netflix, Prime Video, Showtime, Sling TV, SiriusXM, and YouTube Premium.

    The card also comes with a monthly $7 credit when you pay for a Disney Bundle subscription of $9.99 or more with your card.

    Welcome bonus offer: $250 statement credit after you spend $3,000 in eligible purchases on your new card within the first six months from account opening

    Annual fee: $0 intro for the first year, then $95

    Other benefits: This card has to be one of the top all-around cash-back earners since it also accrues 6% cash back at U.S. supermarkets on up to $6,000 in purchases per year (then 1% back). You can also earn 3% cash back at U.S. gas stations and on transit, including taxis, rideshares, parking, tolls, trains, and buses.

    It earns 1% back on everything else (cash back is received in the form of Reward Dollars that can be redeemed as statement credits or at Amazon.com checkout).

    Read more in our American Express Blue Cash Preferred review.

    Honorable mention: The no-annual-fee Blue Cash Everyday® Card from American Express also comes with a monthly $7 credit for the Disney Bundle in the form of a statement credit after you spend $9.99 or more each month on an eligible subscription**, but it doesn't earn bonus rewards on streaming.

    You can read our Blue Cash Everyday Amex card review for all the details.

    Best for Streaming, Dining, and Entertainment: Capital One Savor Cash Rewards Credit Card†

    Steaming service earning: Capital One Savor Cash Rewards Credit Card† cardholders earn an uncapped 4% cash back on eligible streaming purchases, including Netflix, Hulu, Disney+, and others.

    Welcome bonus offer: $300 cash bonus once you spend $3,000 on purchases within the first three months from account opening

    Annual fee: $95

    Other benefits: Along with streaming, the Capital One Savor Cash Rewards Credit Card† also earns 4% cash back on dining and entertainment purchases, 3% back at grocery stores (excluding superstores like Walmart and Target), and 1% back on everything else.

    For a limited time, it earns 10% cash back on Uber and Uber Eats purchases, plus offers a complimentary Uber One membership (through November 14, 2024). It doesn't add foreign transaction fees, so you can use it abroad and not worry about incurring extra charges.

    Read more in our Capital One Savor card review.

    Best for Cash Back with No Annual Fee: Capital One SavorOne Cash Rewards Credit Card

    Streaming service earning: Like its big sibling, the Capital One SavorOne Cash Rewards Credit Card had streaming as a temporary pandemic bonus category that's now been made permanent. Cardholders earn 3% back on eligible streaming services like Hulu, Disney+, and Netflix.

    Welcome bonus offer: $200 cash back after you spend $500 on purchases within three months from account opening

    Annual fee: $0 (rates and fees)

    Other benefits: Cardholders can earn 10% cash back on purchases made through Uber and Uber Eats, plus complimentary Uber One membership statement credits through November 14, 2024, and 8% cash back on Capital One Entertainment purchases.

    Cardholders can also earn 5% cash back on hotels and rental cars booked through Capital One Travel, 3% back on dining, entertainment, and grocery stores (excluding superstores like Walmart and Target), and 1% back on everything else. This card doesn't have any caps on the cash back you can earn, even on bonus purchases, which sets it apart from many other cash-back products. 

    Read more in our Capital One SavorOne card review.

    Best for Bonus Rewards on Select Categories: U.S. Bank Cash+® Visa Signature® Card

    Streaming service earning: The U.S. Bank Cash+® Visa Signature® Card is a bit interesting in that cardholders can earn 5% cash back on the first $2,000 spent on qualifying purchases in two combined categories that they designate each quarter. They can select a third category in which to earn unlimited 2% cash back. One of the possible 5% categories is TV and internet streaming services.

    Welcome bonus offer: $200 bonus after spending $1,000 in eligible purchases within the first 120 days of account opening

    Annual fee: $0

    Other benefits: This card's earning structure is what makes it stand out. Not only is the potential of 5% cash back excellent, but its $2,000-per-quarter cap is also relatively high, as is an uncapped 2% category.

    The 5% categories include department stores, home utilities, furniture stores, movie theaters, gyms, ground transport, clothing stores, electronic stores, fast food, and cell phone providers.

    The 2% categories include solid choices like grocery stores, gas stations, and restaurants. With a little bit of strategy, this card can be a blockbuster earner.

    Read more in our U.S. Bank Cash+ card review.

    Best for Students: Capital One SavorOne Student Cash Rewards Credit Card

    Streaming service earning: The Capital One SavorOne Student Cash Rewards Credit Card, like the regular version of the card, earns an unlimited 3% cash back on eligible streaming services — as well as on dining, entertainment, and grocery stores (excluding superstores like Walmart and Target).

    Welcome bonus offer: $50 cash bonus once you spend $100 on purchases within three months of account opening

    Annual fee: $0 (rates and fees)

    Other benefits: Like other Capital One cards, the Capital One SavorOne Student Cash Rewards Credit Card doesn't add foreign transaction fees. Because this card is meant for students just starting out with credit, Capital One will automatically review your account to see if you're eligible for a credit limit increase, as soon as six months after you open the account.

    For a limited time, it earns 10% cash back on Uber and Uber Eats purchases, plus a complimentary Uber One membership (offer ends November 14, 2024). 

    Read more in our Capital One SavorOne Cash Rewards Student credit card review.

    Best for Automatically Maximizing Cash Back: Citi Custom Cash℠ Card

    Streaming service earning: The Citi Custom Cash℠ Card has a unique earning structure: Cardholders earn 5% cash back on up to $500 in purchases in the eligible category they spend the most in each billing cycle (then 1%) and 1% on all other purchases. Select streaming services is one of the eligible categories. 

    Welcome bonus offer: $200 cash back, fulfilled as 20,000 ThankYou® Points, after you spend $1,500 on purchases in the first six months of account opening

    Annual fee: $0

    Other benefits: Along with select streaming, other eligible categories for earning 5% cash back are restaurants, gas stations, grocery stores, select travel, select transit, drugstores, home improvement stores, fitness clubs, and live entertainment. So if your expenses tend to fluctuate, it's easy to maximize rewards with the card.

    The card earns rewards in the form of Citi ThankYou points, so you can redeem them for more than just cash back.

    Read more in our Citi Custom Cash card review.

    Best for Monthly Streaming Credits: The Platinum Card® from American Express

    Streaming service earning: The Amex Platinum Card doesn't earn bonus points for streaming purchases, but it does offer a digital subscription credit of up to $20 per month (up to $240 annually).

    Eligible digital subscriptions include Hulu, ESPN+, Disney+ (including the Disney Bundle), Peacock, The New York Times, and The Wall Street Journal.

    Welcome bonus offer: 80,000 Membership Rewards® points after you spend $8,000 on eligible purchases on your new card in your first six months of card membership

    Annual fee: $695

    Other benefits: This premium card comes at a high cost, but for the price, you'll receive a huge range of benefits that can be worth far more than the annual fee.

    Cardholders receive up to $200 per year in Uber Cash credits, up to $200 per year in airline incidental fee credits, up to $200 for prepaid hotels through Fine Hotels & Resorts or The Hotel Collection (minimum two-night stay), either a Global Entry or TSA PreCheck credit, and much more.

    Read more in our American Express Platinum card review.

    Best for Earning Annual Streaming Credits: U.S. Bank Altitude® Connect Visa Signature® Card

    Streaming service earning: The U.S. Bank Altitude® Connect Visa Signature® Card earns 2x points (effectively 2% back) on streaming services. Plus, each 12-month period, as long as you've used the card to pay for eligible streaming services in the previous consecutive 11 months, you'll receive a $30 credit. 

    Welcome bonus offer: 50,000 points after spending $2,000 in eligible purchases within the first 120 days from account opening

    Annual fee: $0 intro for the first year, then $95

    Other benefits: Cardholders also earn 4x points on travel and at gas stations, 2x points at grocery stores and on grocery delivery and dining, and 1 point per dollar on all other purchases. The card also includes perks like cellphone protection, a Global Entry or TSA PreCheck application fee credit, and Visa Signature benefits.

    In addition, this card offers a Priority Pass Select airport lounge membership with four free visits per year, trip cancellation/interruption insurance, and trip delay insurance.

    Read more in our U.S. Bank Altitude Connect card review.

    Best for Amazon Prime Video: Prime Visa

    Streaming service earning: Amazon Prime members earn 5% back on Amazon purchases, including annual Amazon Prime membership and access to Amazon's extensive original and licensed content.

    Welcome bonus offer: $100 Amazon Gift Card instantly upon approval exclusively for Prime members

    Annual fee: $0, but you must be an Amazon Prime member to qualify, so you're looking at either $14.99 per month or $139 per year

    Other benefits: Cardholders also earn 10% back or more on a rotating selection of items and categories on Amazon.com with an eligible Prime membership, 5% back at Whole Foods and Amazon Fresh and on travel booked through Chase, 2% back at restaurants, gas stations, and local transit and commuting (including rideshare), and 1% back on all other purchases.

    Cardholders can redeem their rewards for Amazon.com purchases, as a statement credit or direct deposit to a linked bank account, or use them toward gift cards or travel.

    Read more in our Amazon Prime Visa card review.

    Best for Apple TV+: Apple Card

    Streaming service earning: This relative newcomer earns 3% back on Apple purchases including items from iTunes, the App Store, and subscriptions to Apple Music and Apple TV+. Cash back is earned in the form of Daily Cash, which you can use to pay for purchases via Apple Pay.

    Welcome bonus offer: None

    Annual fee: $0

    Other benefits: The Apple Card earns 3% back on Uber, UberEATS, at Walgreens and Duane Reade, in T-Mobile stores, and at Nike (when you use Apple Pay), 2% cash back on Apple Pay purchases, and 1% on everything else. Even more interesting, the card does not charge over-the-limit or late fees, which should give some consumers a little bit of extra breathing room.

    Read more in our Apple card review.

    Some Cards Earn Bonus Rewards on Internet Bills

    If you're thinking of upgrading your internet service or simply want to earn rewards on that expense too, keep in mind that some of the best small business credit cards offer bonus points in this category.

    For example, the Ink Business Cash® Credit Card from Chase earns 5% cash back (5x points) on the first $25,000 spent in combined purchases at office supply stores and on internet, cable, and phone services each account year (then 1% back).

    Or consider the Ink Business Preferred® Credit Card, which earns 3x points on internet, cable, and phone services,  shipping purchases, advertising purchases on social media sites, and travel, on the first $150,000 in combined purchases spent each account anniversary year in these categories (then 1x).

    Credit Card for Streaming Services Frequently Asked Questions

    Which credit card offers the best rewards for streaming services? Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

    The Capital One Savor Cash Rewards Credit Card† earns 4% on eligible streaming subscriptions. 

    Are there any annual fees for credit cards that reward streaming services? Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

    Some credit cards may have annual fees, while others do not. The best card for your streaming subscription will likely come with other benefits you can use

    Can I use streaming service credit card rewards for other purchases? Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

    Yes, many credit cards that offer rewards for streaming services also provide rewards for other spending categories, making them versatile for everyday use.

    What additional benefits do streaming service credit cards offer? Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

    Credit cards for streaming services often include additional perks such as purchase protection, extended warranties, and exclusive discounts on other entertainment services.

    How do I maximize my rewards on streaming services? Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

    Maximize your rewards by using your best credit card for all streaming service subscriptions. Autopay is a great way to ensure you always max out your benefits. Also keep an eye on promotional offers, and choose cards that offer bonus rewards for other entertainment-related purchases.

    Are credit cards for streaming services worth it? Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

    The best credit cards for streaming are worth it only if you can squeeze value from other credit card benefits. Because streaming services probably don't make up a large portion of your monthly spending, perks surrounding this expense aren't reason enough to open a card. However, you could easily save hundreds of dollars per year by using credit cards that provide statement credits or free subscriptions as a perk.

    Is there a credit card specifically for streaming services? Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

    There is no co-branded credit card designed specifically for streaming purchases.

    Do credit card streaming credits expire? Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

    Streaming credits offered by credit cards do expire. For example, if your card awards credits monthly, they'll expire at the end of the month. In other words, you can't accrue your credits for a few months and use them to purchase an annual subscription for free. If you don't use them, you lose them.

    Why You Should Trust Us: How We Chose the Best Credit Cards for Streaming Services

    A few credit cards offer statement credits for spending on streaming. Others provide entirely free subscriptions to select streaming services. These cards are included in this post.

    A number of credit cards provide an incredible return rate for streaming purchases. We've also included these cards. Below are the best credit cards with streaming-specific benefits. They've got a mix of valuable bonuses, excellent bonus categories, valuable ongoing benefits, and an annual fee that is reasonably proportional to the value you can achieve each year.

    Business Insider's cards team does not communicate with the business team about which cards are profitable for the site and which are not. We don't hard sell cards because we genuinely want you to find the best one for your situation. We'll tell you when a credit card is a great deal, and we'll steer you away from cards that are predatory or subpar.

    You can learn more about how we rate credit cards by reading about our methodology. 

    spanEric Rosen is a travel and credit card expert who has been helping readers reap the rewards of loyalty programs for over a decade.Eric is based in Los Angeles, though you'll often find him globetrotting to destinations like Australia, Kenya, and Laos on assignment for publications including National Geographic Traveler, Travel + Leisure, Condé Nast Traveler, Bloomberg, and AFAR, among others./span spanHe covers a mix of award travel, aviation, luxury, food, wine, and wellness. He also recently launched a podcast called a href="https://www.conscioustravelerpod.com/"Conscious Traveler/a where he discusses the latest in sustainability, conservation, culture, and community, and how they can inform us to make more meaningful choices when we travel./span Eric Rosen is a travel and credit card expert who has been helping readers reap the rewards of loyalty programs for over a decade.Eric is based in Los Angeles, though you'll often find him globetrotting to destinations like Australia, Kenya, and Laos on assignment for publications including National Geographic Traveler, Travel + Leisure, Condé Nast Traveler, Bloomberg, and AFAR, among others. He covers a mix of award travel, aviation, luxury, food, wine, and wellness. He also recently launched a podcast called Conscious Traveler where he discusses the latest in sustainability, conservation, culture, and community, and how they can inform us to make more meaningful choices when we travel. Read more Read less spanJasmin Baron was an editor at Insider, responsible for credit card coverage on Business Insider. /spanspanHer expertise in maximizing travel rewards grew from over two decades of experience in the aviation industry, including 18 years working as a pilot and flight instructor in her native Canada./span Editor Jasmin Baron was an editor at Insider, responsible for credit card coverage on Business Insider. Her expertise in maximizing travel rewards grew from over two decades of experience in the aviation industry, including 18 years working as a pilot and flight instructor in her native Canada. Read more Read less

    Editorial Note: Any opinions, analyses, reviews, or recommendations expressed in this article are the author’s alone, and have not been reviewed, approved, or otherwise endorsed by any card issuer. Read our editorial standards.

    Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available.

    **Enrollment required.

    ***Terms, conditions, and exclusions apply. Refer to your Guide to Benefits for more details. Travel Accident Insurance is not guaranteed, it depends on the level of benefits you get at application.

    For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

    For rates and fees of the Blue Cash Preferred® Card from American Express, please click here.

    For rates and fees of The Platinum Card® from American Express, please click here.

    ncG1vNJzZmivp6x7o8HSoqWeq6Oeu7S1w56pZ5ufonyxsdGspqeZnGKzqrrAp5qeZ5OnsqW102aamqqUqHyjsdKtZJyqlZm2tXnCmqmdq12owbOxwKagp59dqLKzwsicnKw%3D