- Best for earning Chase points
- Chase Sapphire Preferred® Card
- Blue Cash Preferred® Card from American Express
- Capital One® Savor® Cash Rewards Credit Card
- Capital One SavorOne Cash Rewards Credit Card
- U.S. Bank Cash+™ Visa Signature® Card
- Capital One SavorOne Student Cash Rewards Credit Card
- Citi Custom Cash℠ Card
- The Platinum Card® from American Express
- U.S. Bank Altitude® Connect Visa Signature® Card
- Amazon Prime Rewards Visa Signature Card
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The information for the following product(s) has been collected independently by Business Insider: Capital One Savor Cash Rewards Credit Card†, U.S. Bank Cash+® Visa Signature® Card, Citi Custom Cash℠ Card, U.S. Bank Altitude® Connect Visa Signature® Card. The details for these products have not been reviewed or provided by the issuer.
Overview of Streaming Service Credit Cards
The pandemic drastically changed our day-to-day lives, and even though the world has opened up again, most of us are still spending more time at home than before. For most people, that means a change to their credit card spending and travel rewards strategy.
What Makes a Credit Card Ideal for Streaming Services? Key Features to Look For
Some credit cards offer monthly statement credits or earn bonus rewards on certain streaming service subscriptions.
If you're watching Netflix, Hulu, or another streaming service while you're hanging out at home, consider paying for your membership with a credit card that earns bonus rewards on streaming services. Some earn bonus travel points or cash back, and some also offer elevated rewards in other popular categories of expenses. In fact, you could earn up to 6% back on your monthly streaming subscription when you use the right credit card.
Here are some of the best credit cards that earn bonus rewards on streaming services.
Compare the Best Credit Cards for Streaming Services
Best for earning Chase Ultimate Rewards points Chase Sapphire Preferred® Card Apply now lock icon An icon in the shape of lock. On Chase's website Insider’s Rating Info icon Business Insider's Ratings are decided by our editorial team. The rating system considers various factors and evaluates cards against others of the same type so you can pick a card that is a good fit for your goals. A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star Icon of check mark inside a promo stamp It indicates a confirmed selection. Perks Annual Fee$95
Intro APRN/A
Regular APR21.49% - 28.49% Variable
Intro Offer Info icon 60,000 bonus points after you spend $4,000 on purchases in the first three months from account openingEarn 60,000 bonus points
Recommended Credit Info icon Recommended credit score. Note that credit card lenders may use many different variations of credit score models when considering your application.Good to Excellent
Pros- Check mark icon A check mark. It indicates a confirmation of your intended interaction. High intro bonus offer starts you off with lots of points
- Check mark icon A check mark. It indicates a confirmation of your intended interaction. Strong travel coverage
- con icon Two crossed lines that form an 'X'. Doesn't offer a Global Entry/TSA PreCheck application fee credit
If you're new to travel rewards credit cards or just don't want to pay hundreds in annual fees, the Chase Sapphire Preferred® Card is a smart choice. It earns bonus points on a wide variety of travel and dining purchases and offers strong travel and purchase coverage, including primary car rental insurance.
Sapphire Preferred Card Product Details- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.
- Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
- Member FDIC
$0 intro for the first year, then $95
Intro APR0% intro APR for 12 months on purchases and balance transfers from the date of account opening
Regular APR19.24% - 29.99% Variable
Intro Offer Info icon $250 statement credit after you spend $3,000 in eligible purchases on your new card within the first six months from account openingEarn a $250 statement credit
Recommended CreditGood to Excellent
Pros- Check mark icon A check mark. It indicates a confirmation of your intended interaction. Generous bonus rewards, especially at U.S. supermarkets
- Check mark icon A check mark. It indicates a confirmation of your intended interaction. One of a small handful of credit cards that offer bonus rewards on select streaming services
- Check mark icon A check mark. It indicates a confirmation of your intended interaction. Intro APR offer
- con icon Two crossed lines that form an 'X'. Unlike many other cash-back cards, it charges an annual fee
- con icon Two crossed lines that form an 'X'. If you spend more than $6,000 at US supermarkets each year, you'll want to use another card once you reach that cap
The Amex Blue Cash Preferred is one of the best cash-back cards, particularly for consumers who spend a lot of money at U.S. supermarkets, use streaming services, or have lots of commuting and gas expenses. The annual fee is worth it if your typical spending lines up with the card's bonus categories.
Amex Blue Cash Preferred Card Product Details- Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.
- $0 intro annual fee for the first year, then $95.
- Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 intro plan fees on plans created during the first 12 months from the date of account opening. Plans created after that will have a monthly plan fee up to 1.33% of each eligible purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
- Low Intro APR: 0% on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 19.24% - 29.99%.
- 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
- 6% Cash Back on select U.S. streaming subscriptions.
- 3% Cash Back at U.S. gas stations.
- 3% Cash Back on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
- 1% Cash Back on other purchases.
- Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
- $84 Disney Bundle Credit: With your enrolled Blue Cash Preferred Card, spend $9.99 or more each month on an auto-renewing Disney Bundle subscription, to receive a monthly statement credit of $7. Valid only at Disney Plus.com, Hulu.com or Plus.espn.com in the U.S.
- Terms Apply.
$95
Intro APRN/A
Regular APR20.24% - 28.24% Variable
Intro Offer Info icon $300 cash bonus once you spend $3,000 on purchases within the first three months from account openingEarn a $300 cash bonus
Recommended CreditExcellent
Pros- Check mark icon A check mark. It indicates a confirmation of your intended interaction. High cash-back rate for dining and entertainment
- Check mark icon A check mark. It indicates a confirmation of your intended interaction. No foreign transaction fees
- con icon Two crossed lines that form an 'X'. Many other cash-back cards don't charge an annual fee (but at least this one's waived for the first year)
The Capital One Savor Cash Rewards Credit Card is worth considering because of its high earning on dining, entertainment, streaming, and grocery stores — and because it earns cash back, you can redeem your rewards for whatever you'd like.
Capital One Savor Cash Rewards Credit Card† chevron down icon An icon in the shape of an angle pointing down.Best for cash back with no annual fee Capital One SavorOne Cash Rewards Credit Card Apply now lock icon An icon in the shape of lock. On Capital One's website Rates & Fees Insider’s Rating Info icon Insider's Ratings are decided by our editorial team. The rating system considers various factors and evaluates cards against others of the same type so you can pick a card that is a good fit for your goals. A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star Icon of check mark inside a promo stamp It indicates a confirmed selection. Perks Annual Fee$0
Intro APR0% intro APR on purchases and balance transfers for 15 months (3% fee for the first 15 months, then 4% at a promotional APR that Capital One may offer you at any other time)
Regular APR19.99% - 29.99% Variable
Intro Offer Info icon $200 cash back after you spend $500 on purchases within three months from account openingEarn $200 cash back
Recommended CreditGood to Excellent
Pros- Check mark icon A check mark. It indicates a confirmation of your intended interaction. No annual fee
- Check mark icon A check mark. It indicates a confirmation of your intended interaction. Bonus cash back on dining, entertainment, and grocery store purchases
- Check mark icon A check mark. It indicates a confirmation of your intended interaction. Long intro APR period for purchases and balance transfers
- con icon Two crossed lines that form an 'X'. Other cards earn more cash back in certain bonus categories
- con icon Two crossed lines that form an 'X'. Not the highest sign-up bonus among cash-back cards
The Capital One SavorOne Cash Rewards Credit Card offers a good welcome bonus and excellent return rates that can earn you cash back on common expenses like dining, groceries (excluding superstores like Walmart and Target), streaming, and entertainment — plus there's no annual fee to worry about.
SavorOne Cash Rewards Card Product Details- Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
- Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on all other purchases
- Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024
- Earn 8% cash back on Capital One Entertainment purchases
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
- No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
- 0% intro APR on purchases and balance transfers for 15 months; 19.99% - 29.99% variable APR after that; balance transfer fee applies
- No foreign transaction fee
- No annual fee
$0
Intro APR0% intro APR on purchases and balance transfers for the first 15 billing cycles
Regular APR19.74% - 29.74% Variable
Intro Offer Info icon $200 bonus after spending $1,000 in eligible purchases within the first 120 days of account opening$200 bonus
Recommended CreditGood to Excellent
Pros- Check mark icon A check mark. It indicates a confirmation of your intended interaction. Generous cash-back earning and welcome bonus for a no-annual-fee card
- Check mark icon A check mark. It indicates a confirmation of your intended interaction. Ability to choose the best 5% and 2% cash-back categories for you
- Check mark icon A check mark. It indicates a confirmation of your intended interaction. Introductory APR offer on purchases and balance transfers
- con icon Two crossed lines that form an 'X'. 5% cash-back category is capped at $2,000 in purchases per quarter
- con icon Two crossed lines that form an 'X'. Foreign transaction fees
The no-annual-fee U.S. Bank Cash+® Visa Signature® Card comes with a good welcome bonus and 5% back on up to $2,000 in combined spending in two eligible categories cardholders can choose each quarter. If these categories fit your spending habits, you can earn a significant amount of cash back with the card.
U.S. Bank Cash+ Visa Signature Card chevron down icon An icon in the shape of an angle pointing down.Best for students Capital One SavorOne Student Cash Rewards Credit Card Apply now lock icon An icon in the shape of lock. On Capital One's website Rates & Fees Insider’s Rating Info icon Insider's Ratings are decided by our editorial team. The rating system considers various factors and evaluates cards against others of the same type so you can pick a card that is a good fit for your goals. A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star Icon of check mark inside a promo stamp It indicates a confirmed selection. Perks Annual Fee$0
Intro APRN/A
Regular APR19.99% - 29.99% Variable
Intro Offer Info icon $50 cash bonus once you spend $100 on purchases within three months of account openingEarn a $50 cash bonus
Recommended CreditAverage, Fair, Limited
Pros- Check mark icon A check mark. It indicates a confirmation of your intended interaction. Good welcome bonus with an easy spending requirement
- Check mark icon A check mark. It indicates a confirmation of your intended interaction. Strong 3% cash back earning in popular everyday spending categories for students like dining, entertainment, eligible streaming services, and grocery stores (excluding superstores like Walmart® and Target®)
- Check mark icon A check mark. It indicates a confirmation of your intended interaction. No annual fee or foreign transaction fees
- con icon Two crossed lines that form an 'X'. Only available to college students
The Capital One SavorOne Student Cash Rewards Credit Card is a great pick for students who spend a lot on food and going out, because it earns 3% cash back on dining, groceries (excluding superstores like Walmart and Target), streaming, and entertainment.
SavorOne Student Cash Rewards Card Product Details- Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), with 1% on all other purchases
- Early Spend Bonus: Earn $50 when you spend $100 in the first three months
- Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024
- Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
- Enjoy no annual fee, foreign transaction fees, or hidden fees
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
- Earn up to $500 a year by referring friends and family when they're approved for a Capital One credit card
- Earn 8% cash back on entertainment purchases when you book through the Capital One Entertainment portal
- Build your credit with responsible card use
- Whether you're at a 4-year university, community college or other higher education institution, this card might be an option for you
$0
Intro APR0% intro APR on balance transfers and purchases for 15 months
Regular APR19.24% - 29.24% Variable
Intro Offer Info icon $200 cash back, fulfilled as 20,000 ThankYou® Points, after you spend $1,500 on purchases in the first six months of account openingEarn $200 cash back (fulfilled as 20,000 ThankYou® Points)
Recommended CreditExcellent, Good, Fair
Pros- Check mark icon A check mark. It indicates a confirmation of your intended interaction. Flexibility to customize rewards by earning 5% cash back on up to $500 per billing cycle in your top spending category (from a list)
- Check mark icon A check mark. It indicates a confirmation of your intended interaction. Generous welcome offer for a no-annual-fee card
- Check mark icon A check mark. It indicates a confirmation of your intended interaction. No rotating bonus categories to sign up for or track
- Check mark icon A check mark. It indicates a confirmation of your intended interaction. Redeem for cash back, travel, gift cards, and more
- con icon Two crossed lines that form an 'X'. Only earns 1% back outside of $500 in top spending category each billing cycle
- con icon Two crossed lines that form an 'X'. Foreign transaction fee of 3%
The Citi Custom Cash℠ Card offers a solid welcome bonus and 5% cash back on up to $500 in purchases in your top spending category every billing cycle. There's no annual fee and you won't need to keep track of rotating bonus categories, but keep in mind it only earns 1% back outside of your highest spend category each month.
Citi Custom Cash Card chevron down icon An icon in the shape of an angle pointing down.Best for monthly streaming credits The Platinum Card® from American Express Apply now lock icon An icon in the shape of lock. On American Express's website Rates & Fees Insider’s Rating Info icon Insider's Ratings are decided by our editorial team. The rating system considers various factors and evaluates cards against others of the same type so you can pick a card that is a good fit for your goals. A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star Icon of check mark inside a promo stamp It indicates a confirmed selection. Perks Annual Fee Info icon See Rates and Fees$695
Intro APRN/A
Regular APRSee Pay Over Time APR
Intro Offer Info icon 80,000 Membership Rewards® points after you spend $8,000 on eligible purchases on your new card in your first six months of card membershipEarn 80,000 Membership Rewards® points
Recommended CreditGood to Excellent
Pros- Check mark icon A check mark. It indicates a confirmation of your intended interaction. Long list of travel benefits, including airport lounge access and complimentary elite status with Hilton and Marriott (enrollment required)
- Check mark icon A check mark. It indicates a confirmation of your intended interaction. Annual statement credits with Saks and Uber
- con icon Two crossed lines that form an 'X'. Bonus categories leave something to be desired
- con icon Two crossed lines that form an 'X'. One of the highest annual fees among premium travel cards
If you want as many premium travel perks as possible, The Platinum Card® from American Express could be the right card for you. The annual fee is high, but you get a long list of benefits such as airport lounge access, travel statement credits, complimentary hotel elite status, and more.
Amex Platinum Card Product Details- Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
- Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
- $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
- $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
- The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market. As of 03/2023.
- $155 Walmart+ Credit: Save on eligible delivery fees, shipping, and more with a Walmart+ membership. Use your Platinum Card® to pay for a monthly Walmart+ membership and get up to $12.95 plus applicable taxes back on one membership (excluding Plus Ups) each month.
- $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.
- $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only. Terms Apply.
- $189 CLEAR® Plus Credit: CLEAR® Plus helps to get you to your gate faster at 50+ airports nationwide and get up to $189 back per calendar year on your Membership (subject to auto-renewal) when you use your Card. CLEARLanes are available at 100+ airports, stadiums, and entertainment venues.
- Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 year period for TSA PreCheck® application fee for a 5-year plan only (through a TSA PreCheck® official enrollment provider), when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
- Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.
- Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.
- $695 annual fee.
- Terms Apply.
$0 intro for the first year, then $95
Regular APR21.24% - 29.24% Variable
Intro Offer Info icon 50,000 points after spending $2,000 in eligible purchases within the first 120 days from account opening50,000 points
Recommended CreditExcellent/Good
Pros- Check mark icon A check mark. It indicates a confirmation of your intended interaction. Great earning rate on travel and at gas stations (4x points = 4% back)
- Check mark icon A check mark. It indicates a confirmation of your intended interaction. Bonus points on streaming services plus $30 yearly streaming credit can save you money
- Check mark icon A check mark. It indicates a confirmation of your intended interaction. Global Entry or TSA PreCheck application fee credit is worth up to $100
- con icon Two crossed lines that form an 'X'. Annual fee after the first year
- con icon Two crossed lines that form an 'X'. No airline or hotel transfer partners
The U.S. Bank Altitude® Connect Visa Signature® Card is a good choice if you're looking for a card that earns a substantial welcome bonus along with strong bonus categories for a moderate annual fee. It also offers excellent perks like Priority Pass airport lounge access, SmartDelay protection, cell phone protection, a Global Entry/TSA PreCheck application fee credit, and an annual streaming credit.
U.S. Bank Altitude Connect Visa Signature chevron down icon An icon in the shape of an angle pointing down.Best for Amazon Prime Video Prime Visa Apply now lock icon An icon in the shape of lock. On Amazon’s website Insider’s Rating A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star Icon of check mark inside a promo stamp It indicates a confirmed selection. Perks Annual Fee$0
Intro APRN/A
Regular APR20.49% - 29.24% Variable
Intro Offer Info icon Get a $100 Amazon Gift Card instantly upon approval exclusively for Prime membersEarn a $100 Amazon gift card
Recommended CreditGood to Excellent
Pros- Check mark icon A check mark. It indicates a confirmation of your intended interaction. 5% cash back at Amazon, Whole Foods, and travel booked through Chase is hard to beat
- Check mark icon A check mark. It indicates a confirmation of your intended interaction. Good travel benefits and purchase protections
- Check mark icon A check mark. It indicates a confirmation of your intended interaction. No annual fee
- con icon Two crossed lines that form an 'X'. Must be an Amazon Prime member to qualify
- con icon Two crossed lines that form an 'X'. Other cards offer higher cash-back rates on non-Amazon purchases
The Amazon Prime Visa is a good choice if you're already an Amazon Prime member — and do quite a bit of online shopping. It comes with decent benefits for a no-annual-fee credit card, and its earning rates are exceptional.
Prime Visa Product Details- Get a $100 Amazon Gift Card instantly upon approval exclusively for Prime members
- Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market and on Chase Travel purchases with an eligible Prime membership
- Prime Card Bonus: Earn 10% back or more on a rotating selection of items and categories on Amazon.com with an eligible Prime membership
- Earn unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare)
- Earn unlimited 1% back on all other purchases
- No annual credit card fee
- No more waiting. Redeem daily rewards at Amazon.com as soon as the next day
- Member FDIC
$0
Regular APR15.99% - 26.99% Variable
Recommended CreditNo Credit History
Pros- Check mark icon A check mark. It indicates a confirmation of your intended interaction. Strong cash-back earning when you use Apple Pay
- Check mark icon A check mark. It indicates a confirmation of your intended interaction. Cash back is paid daily into your account
- Check mark icon A check mark. It indicates a confirmation of your intended interaction. No annual fee, late fees, or foreign transaction fees
- con icon Two crossed lines that form an 'X'. No welcome bonus
- con icon Two crossed lines that form an 'X'. Requires an Apple device to earn the most cash back
- con icon Two crossed lines that form an 'X'. Few benefits compared to other rewards credit cards
The Apple Card, issued by Goldman Sachs, is an interesting option for Apple loyalists, earning up to 3% cash back and offering unique features you won't find on other cards. But its lack of welcome bonus and reliance on using Apple Pay to earn the most rewards may be a turnoff for some.
Apple Card Product Details- Earn 3% cash back when you use your Apple Card to shop at Apple and select merchants (including Nike, Uber, and Walgreens)
- Earn 2% back when you pay for purchases with Apple Pay
- Earn 1% back on other purchases when you use your physical card or pay online using your card number instead of Apple Pay
- 0% APR installment financing on select Apple purchases
- No annual fee, over-the-limit fee, foreign transaction fees, or late fees
- Apple Card Family allows up to 5 members of your household to be authorized users on your account
$0
Intro APR0% intro APR on purchases for the first 12 months
Regular APR18.49% - 24.49% Variable
Intro Offer Info icon $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account openingEarn up to $750 bonus cash back
Recommended CreditGood to Excellent
Pros- Check mark icon A check mark. It indicates a confirmation of your intended interaction. Broad 5% and 2% cash-back categories (you can earn bonus cash back at office supply stores and at gas stations and restaurants)
- Check mark icon A check mark. It indicates a confirmation of your intended interaction. Intro APR offer for purchases
- Check mark icon A check mark. It indicates a confirmation of your intended interaction. No annual fee
- Check mark icon A check mark. It indicates a confirmation of your intended interaction. You can pair this card with a card that earns Ultimate Rewards to redeem your cash back for travel
- con icon Two crossed lines that form an 'X'. Annual cap on bonus categories
Between offering a big welcome bonus, extra rewards in useful categories, and ongoing benefits like primary car rental insurance and purchase protection, the Ink Business Cash® Credit Card is an excellent no-annual-fee cash-back business credit card for small-business owners.
Ink Business Cash Product Details- Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening
- Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
- Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
- 10% Business Relationship Bonus If you have the Ink Business Cash card plus a Chase Business Checking account on your first card anniversary
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- No Annual Fee
- Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
- 0% introductory APR for 12 months on purchases
- Member FDIC
Best Credit Cards for Streaming Services
- Chase Sapphire Preferred® Card: Best credit card for earning Chase Ultimate Rewards® points
- Blue Cash Preferred® Card from American Express: Best credit card for maximum cash back
- Capital One Savor Cash Rewards Credit Card† : Best credit card for cash back on streaming, dining, and entertainment
- Capital One SavorOne Cash Rewards Credit Card: Best credit card for cash back with no annual fee (rates and fees)
- U.S. Bank Cash+® Visa Signature® Card : Best credit card for earning bonus rewards on several spending categories
- Capital One SavorOne Student Cash Rewards Credit Card: Best credit card for students
- Citi Custom Cash℠ Card : Best credit card for automatically maximizing cash back
- The Platinum Card® from American Express: Best card for monthly streaming credits
- U.S. Bank Altitude® Connect Visa Signature® Card : Best credit card for earning streaming credits each year
- Prime Visa: Best credit card for Amazon Prime Video
- Apple Card: Best credit card for Apple TV+
- Ink Business Cash® Credit Card: Best credit card that offers bonus rewards on Internet
Streaming Service Credit Card Reviews
The best credit cards for streaming services are hard to compare side-by-side because many offer slightly different relationships or partnerships with companies. We've reviewed many of the best cards here, but it doesn't hurt to evaluate them yourself based on your personal viewing habits and spending needs. We recommend comparing reward rates and categories to maximize your earning potential.
Best for Earning Chase Ultimate Rewards Points: Chase Sapphire Preferred® Card
Streaming service earning: The Chase Sapphire Preferred® Card earns unlimited 3 points per dollar on select streaming services.
Welcome bonus offer: 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening
Annual fee: $95
Other benefits: The Chase Sapphire Preferred® Card is one of the best travel rewards credit cards available today, largely due to its generous welcome bonus offer, broad bonus categories, and valuable redemption options. Cardholders can redeem points at 1.25 cents each through the Chase Ultimate Rewards travel portal or potentially for higher value through Chase travel transfer partners.
The card also offers a 10% anniversary points bonus and up to $50 hotel statement credit each year on stays booked through Chase. If you maximize this hotel credit, you can offset more than half of the card's annual fee.
Read our Chase Sapphire Preferred card review to learn more.
Best for Maximum Cash Back: Blue Cash Preferred® Card from American Express
Streaming service earning: It's hard to beat a rate of return of 6% cash back on any type of purchase, let alone streaming services. But that's just what this card offers on U.S. streaming subscriptions from select providers including Amazon Music, Apple TV+, Audible, Disney+, HBO Now, Hulu, iHeartRadio, Netflix, Prime Video, Showtime, Sling TV, SiriusXM, and YouTube Premium.
The card also comes with a monthly $7 credit when you pay for a Disney Bundle subscription of $9.99 or more with your card.
Welcome bonus offer: $250 statement credit after you spend $3,000 in eligible purchases on your new card within the first six months from account opening
Annual fee: $0 intro for the first year, then $95
Other benefits: This card has to be one of the top all-around cash-back earners since it also accrues 6% cash back at U.S. supermarkets on up to $6,000 in purchases per year (then 1% back). You can also earn 3% cash back at U.S. gas stations and on transit, including taxis, rideshares, parking, tolls, trains, and buses.
It earns 1% back on everything else (cash back is received in the form of Reward Dollars that can be redeemed as statement credits or at Amazon.com checkout).
Read more in our American Express Blue Cash Preferred review.
Honorable mention: The no-annual-fee Blue Cash Everyday® Card from American Express also comes with a monthly $7 credit for the Disney Bundle in the form of a statement credit after you spend $9.99 or more each month on an eligible subscription**, but it doesn't earn bonus rewards on streaming.
You can read our Blue Cash Everyday Amex card review for all the details.
Best for Streaming, Dining, and Entertainment: Capital One Savor Cash Rewards Credit Card†
Steaming service earning: Capital One Savor Cash Rewards Credit Card† cardholders earn an uncapped 4% cash back on eligible streaming purchases, including Netflix, Hulu, Disney+, and others.
Welcome bonus offer: $300 cash bonus once you spend $3,000 on purchases within the first three months from account opening
Annual fee: $95
Other benefits: Along with streaming, the Capital One Savor Cash Rewards Credit Card† also earns 4% cash back on dining and entertainment purchases, 3% back at grocery stores (excluding superstores like Walmart and Target), and 1% back on everything else.
For a limited time, it earns 10% cash back on Uber and Uber Eats purchases, plus offers a complimentary Uber One membership (through November 14, 2024). It doesn't add foreign transaction fees, so you can use it abroad and not worry about incurring extra charges.
Read more in our Capital One Savor card review.
Best for Cash Back with No Annual Fee: Capital One SavorOne Cash Rewards Credit Card
Streaming service earning: Like its big sibling, the Capital One SavorOne Cash Rewards Credit Card had streaming as a temporary pandemic bonus category that's now been made permanent. Cardholders earn 3% back on eligible streaming services like Hulu, Disney+, and Netflix.
Welcome bonus offer: $200 cash back after you spend $500 on purchases within three months from account opening
Annual fee: $0 (rates and fees)
Other benefits: Cardholders can earn 10% cash back on purchases made through Uber and Uber Eats, plus complimentary Uber One membership statement credits through November 14, 2024, and 8% cash back on Capital One Entertainment purchases.
Cardholders can also earn 5% cash back on hotels and rental cars booked through Capital One Travel, 3% back on dining, entertainment, and grocery stores (excluding superstores like Walmart and Target), and 1% back on everything else. This card doesn't have any caps on the cash back you can earn, even on bonus purchases, which sets it apart from many other cash-back products.
Read more in our Capital One SavorOne card review.
Best for Bonus Rewards on Select Categories: U.S. Bank Cash+® Visa Signature® Card
Streaming service earning: The U.S. Bank Cash+® Visa Signature® Card is a bit interesting in that cardholders can earn 5% cash back on the first $2,000 spent on qualifying purchases in two combined categories that they designate each quarter. They can select a third category in which to earn unlimited 2% cash back. One of the possible 5% categories is TV and internet streaming services.
Welcome bonus offer: $200 bonus after spending $1,000 in eligible purchases within the first 120 days of account opening
Annual fee: $0
Other benefits: This card's earning structure is what makes it stand out. Not only is the potential of 5% cash back excellent, but its $2,000-per-quarter cap is also relatively high, as is an uncapped 2% category.
The 5% categories include department stores, home utilities, furniture stores, movie theaters, gyms, ground transport, clothing stores, electronic stores, fast food, and cell phone providers.
The 2% categories include solid choices like grocery stores, gas stations, and restaurants. With a little bit of strategy, this card can be a blockbuster earner.
Read more in our U.S. Bank Cash+ card review.
Best for Students: Capital One SavorOne Student Cash Rewards Credit Card
Streaming service earning: The Capital One SavorOne Student Cash Rewards Credit Card, like the regular version of the card, earns an unlimited 3% cash back on eligible streaming services — as well as on dining, entertainment, and grocery stores (excluding superstores like Walmart and Target).
Welcome bonus offer: $50 cash bonus once you spend $100 on purchases within three months of account opening
Annual fee: $0 (rates and fees)
Other benefits: Like other Capital One cards, the Capital One SavorOne Student Cash Rewards Credit Card doesn't add foreign transaction fees. Because this card is meant for students just starting out with credit, Capital One will automatically review your account to see if you're eligible for a credit limit increase, as soon as six months after you open the account.
For a limited time, it earns 10% cash back on Uber and Uber Eats purchases, plus a complimentary Uber One membership (offer ends November 14, 2024).
Read more in our Capital One SavorOne Cash Rewards Student credit card review.
Best for Automatically Maximizing Cash Back: Citi Custom Cash℠ Card
Streaming service earning: The Citi Custom Cash℠ Card has a unique earning structure: Cardholders earn 5% cash back on up to $500 in purchases in the eligible category they spend the most in each billing cycle (then 1%) and 1% on all other purchases. Select streaming services is one of the eligible categories.
Welcome bonus offer: $200 cash back, fulfilled as 20,000 ThankYou® Points, after you spend $1,500 on purchases in the first six months of account opening
Annual fee: $0
Other benefits: Along with select streaming, other eligible categories for earning 5% cash back are restaurants, gas stations, grocery stores, select travel, select transit, drugstores, home improvement stores, fitness clubs, and live entertainment. So if your expenses tend to fluctuate, it's easy to maximize rewards with the card.
The card earns rewards in the form of Citi ThankYou points, so you can redeem them for more than just cash back.
Read more in our Citi Custom Cash card review.
Best for Monthly Streaming Credits: The Platinum Card® from American Express
Streaming service earning: The Amex Platinum Card doesn't earn bonus points for streaming purchases, but it does offer a digital subscription credit of up to $20 per month (up to $240 annually).
Eligible digital subscriptions include Hulu, ESPN+, Disney+ (including the Disney Bundle), Peacock, The New York Times, and The Wall Street Journal.
Welcome bonus offer: 80,000 Membership Rewards® points after you spend $8,000 on eligible purchases on your new card in your first six months of card membership
Annual fee: $695
Other benefits: This premium card comes at a high cost, but for the price, you'll receive a huge range of benefits that can be worth far more than the annual fee.
Cardholders receive up to $200 per year in Uber Cash credits, up to $200 per year in airline incidental fee credits, up to $200 for prepaid hotels through Fine Hotels & Resorts or The Hotel Collection (minimum two-night stay), either a Global Entry or TSA PreCheck credit, and much more.
Read more in our American Express Platinum card review.
Best for Earning Annual Streaming Credits: U.S. Bank Altitude® Connect Visa Signature® Card
Streaming service earning: The U.S. Bank Altitude® Connect Visa Signature® Card earns 2x points (effectively 2% back) on streaming services. Plus, each 12-month period, as long as you've used the card to pay for eligible streaming services in the previous consecutive 11 months, you'll receive a $30 credit.
Welcome bonus offer: 50,000 points after spending $2,000 in eligible purchases within the first 120 days from account opening
Annual fee: $0 intro for the first year, then $95
Other benefits: Cardholders also earn 4x points on travel and at gas stations, 2x points at grocery stores and on grocery delivery and dining, and 1 point per dollar on all other purchases. The card also includes perks like cellphone protection, a Global Entry or TSA PreCheck application fee credit, and Visa Signature benefits.
In addition, this card offers a Priority Pass Select airport lounge membership with four free visits per year, trip cancellation/interruption insurance, and trip delay insurance.
Read more in our U.S. Bank Altitude Connect card review.
Best for Amazon Prime Video: Prime Visa
Streaming service earning: Amazon Prime members earn 5% back on Amazon purchases, including annual Amazon Prime membership and access to Amazon's extensive original and licensed content.
Welcome bonus offer: $100 Amazon Gift Card instantly upon approval exclusively for Prime members
Annual fee: $0, but you must be an Amazon Prime member to qualify, so you're looking at either $14.99 per month or $139 per year
Other benefits: Cardholders also earn 10% back or more on a rotating selection of items and categories on Amazon.com with an eligible Prime membership, 5% back at Whole Foods and Amazon Fresh and on travel booked through Chase, 2% back at restaurants, gas stations, and local transit and commuting (including rideshare), and 1% back on all other purchases.
Cardholders can redeem their rewards for Amazon.com purchases, as a statement credit or direct deposit to a linked bank account, or use them toward gift cards or travel.
Read more in our Amazon Prime Visa card review.
Best for Apple TV+: Apple Card
Streaming service earning: This relative newcomer earns 3% back on Apple purchases including items from iTunes, the App Store, and subscriptions to Apple Music and Apple TV+. Cash back is earned in the form of Daily Cash, which you can use to pay for purchases via Apple Pay.
Welcome bonus offer: None
Annual fee: $0
Other benefits: The Apple Card earns 3% back on Uber, UberEATS, at Walgreens and Duane Reade, in T-Mobile stores, and at Nike (when you use Apple Pay), 2% cash back on Apple Pay purchases, and 1% on everything else. Even more interesting, the card does not charge over-the-limit or late fees, which should give some consumers a little bit of extra breathing room.
Read more in our Apple card review.
Some Cards Earn Bonus Rewards on Internet Bills
If you're thinking of upgrading your internet service or simply want to earn rewards on that expense too, keep in mind that some of the best small business credit cards offer bonus points in this category.
For example, the Ink Business Cash® Credit Card from Chase earns 5% cash back (5x points) on the first $25,000 spent in combined purchases at office supply stores and on internet, cable, and phone services each account year (then 1% back).
Or consider the Ink Business Preferred® Credit Card, which earns 3x points on internet, cable, and phone services, shipping purchases, advertising purchases on social media sites, and travel, on the first $150,000 in combined purchases spent each account anniversary year in these categories (then 1x).
Credit Card for Streaming Services Frequently Asked Questions
Which credit card offers the best rewards for streaming services? Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.The Capital One Savor Cash Rewards Credit Card† earns 4% on eligible streaming subscriptions.
Are there any annual fees for credit cards that reward streaming services? Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.Some credit cards may have annual fees, while others do not. The best card for your streaming subscription will likely come with other benefits you can use
Can I use streaming service credit card rewards for other purchases? Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.Yes, many credit cards that offer rewards for streaming services also provide rewards for other spending categories, making them versatile for everyday use.
What additional benefits do streaming service credit cards offer? Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.Credit cards for streaming services often include additional perks such as purchase protection, extended warranties, and exclusive discounts on other entertainment services.
How do I maximize my rewards on streaming services? Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.Maximize your rewards by using your best credit card for all streaming service subscriptions. Autopay is a great way to ensure you always max out your benefits. Also keep an eye on promotional offers, and choose cards that offer bonus rewards for other entertainment-related purchases.
Are credit cards for streaming services worth it? Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.The best credit cards for streaming are worth it only if you can squeeze value from other credit card benefits. Because streaming services probably don't make up a large portion of your monthly spending, perks surrounding this expense aren't reason enough to open a card. However, you could easily save hundreds of dollars per year by using credit cards that provide statement credits or free subscriptions as a perk.
Is there a credit card specifically for streaming services? Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.There is no co-branded credit card designed specifically for streaming purchases.
Do credit card streaming credits expire? Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.Streaming credits offered by credit cards do expire. For example, if your card awards credits monthly, they'll expire at the end of the month. In other words, you can't accrue your credits for a few months and use them to purchase an annual subscription for free. If you don't use them, you lose them.
Why You Should Trust Us: How We Chose the Best Credit Cards for Streaming Services
A few credit cards offer statement credits for spending on streaming. Others provide entirely free subscriptions to select streaming services. These cards are included in this post.
A number of credit cards provide an incredible return rate for streaming purchases. We've also included these cards. Below are the best credit cards with streaming-specific benefits. They've got a mix of valuable bonuses, excellent bonus categories, valuable ongoing benefits, and an annual fee that is reasonably proportional to the value you can achieve each year.
Business Insider's cards team does not communicate with the business team about which cards are profitable for the site and which are not. We don't hard sell cards because we genuinely want you to find the best one for your situation. We'll tell you when a credit card is a great deal, and we'll steer you away from cards that are predatory or subpar.
You can learn more about how we rate credit cards by reading about our methodology.
Eric Rosen Eric Rosen is a travel and credit card expert who has been helping readers reap the rewards of loyalty programs for over a decade.Eric is based in Los Angeles, though you'll often find him globetrotting to destinations like Australia, Kenya, and Laos on assignment for publications including National Geographic Traveler, Travel + Leisure, Condé Nast Traveler, Bloomberg, and AFAR, among others. He covers a mix of award travel, aviation, luxury, food, wine, and wellness. He also recently launched a podcast called Conscious Traveler where he discusses the latest in sustainability, conservation, culture, and community, and how they can inform us to make more meaningful choices when we travel. Read more Read less Jasmin Baron Editor Jasmin Baron was an editor at Insider, responsible for credit card coverage on Business Insider. Her expertise in maximizing travel rewards grew from over two decades of experience in the aviation industry, including 18 years working as a pilot and flight instructor in her native Canada. Read more Read lessEditorial Note: Any opinions, analyses, reviews, or recommendations expressed in this article are the author’s alone, and have not been reviewed, approved, or otherwise endorsed by any card issuer. Read our editorial standards.
Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available.
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